Uwezo chapaa loan makes it easy for you to access loans any where you are with your smart phone. Sign up, apply for a loan and receive your money straight to your mobile account.RATES AND FEESSeychellesLoan Amounts applicable: SR 500 to SR 20,000APR: 17.5% to 34.5%Example loan: For a loan of principal of SR 16,000, a flat fee of SR 2,360. No late fees, rollover charges, or origination fees. Total amount to pay 16,000 + 2,360 = SR 18,360.MauritiusLoan Amounts applicable: ₨ 500 to ₨ 20,000APR: 22.4% to 34.5%Example fee: For a loan of principal of ₨ 5,000, a flat fee of ₨ 1,400.No late fees, rollover charges, or origination fees.Total amount to pay 5,000 + 1,400 = ₨ 6,400.TanzaniaLoan Amounts applicable: TZS 500 to TZS 20,000APR: 17.5% to 33%Example fee: For a loan of principal of TZS 11,250, a flat fee of TZS 2,250. No late fees, rollover charges, or origination fees.Total amount to pay 11,250 + 2,250 = TZS 13,500.South AfricaLoan Amounts applicable: R 500 to R 20,000APR: 22.4% to 33.5%Example fee: For a loan of principal of R 5,000, a flat fee of R 1,400.No late fees, rollover charges, or origination fees.Total amount to pay 5,000 + 1,400 = R 6,400.AlgeriaLoan Amounts applicable: DA 500 to DA 20,000APR: 17.5% to 33.5%Example fee: For a loan of principal of DA 11,250, a flat fee of DA 2,250. No late fees, rollover charges, or origination fees.Total amount to pay 11,250 + 2,250 = DA 13,500.GhanaLoan Amounts applicable: GH₵ 500 to GH₵ 20,000APR: 23.5% to 32.5%Example Fees: For a loan of principal GH₵ 12,500, a flat fee of GH₵ 2,250. No late fees, rollover charges, or origination fees.Total amount to pay 12,500 + 2,250 = GH₵ 14,750Repayment Terms for All LoansDepending on the loan amount for which you are eligible, you have the option to choose repayment terms for up to 365 days. Every loan amount we offer has a minimum of 72 days to repay. Choose the loan term that’s right for you within the app.Uwezo chapaa loan puts you in control of your finances. The Uwezo chapaa loan app lets you apply for credit on the go and it works 24/7.* No paperwork, collateral or office visits needed* Use your money the way you want to -- for home or business* No late charges or rollover fees* Get access to bigger loans, lower fees, and flexible payment terms as you repaySAFE AND SECUREUwezo chapaa loan makes getting a personal loan simple by using the data on your phone including your SMS history to verify your identity and create a credit score. We encrypt the data you choose to share with us to protect your privacy.
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